How Much Should You Really Spend on Rent or a Mortgage?
Housing is likely the biggest expense in your monthly budget. Understanding your finances and determining the percentage of your income to allocate for rent or mortgage costs is essential for maintaining healthy finances. This guide will help you figure out how much you can afford. How Much Of My Income Should Go Towards Housing Costs? […]
What is Dollar Cost Averaging?
Does investing in an ever-changing and complex market cause you anxiety? You’re not alone. Many new investors struggle with the same concern: “What if I invest all my money right before the market drops?” This fear keeps countless potential investors on the sidelines, causing them to miss out on potential opportunities for growth. Enter dollar-cost […]
Your Financial Guide for Every Month in 2025
Every year, you promise this will be when you get your finances together. Well, let 2025 truly be that year. It can be hard to know where to start, but this 2025 financial calendar will keep you on track. Your 2025 Financial Calendar Here’s a blueprint of what financial tasks you should prioritize monthly to […]
Investment Strategies for Beginners
Increase your long-term financial stability by growing your wealth through investments. Investing in the stock market means you are actively purchasing shares in a public company. As a part-owner of that company, you see positive gains on your investment when it does well because the value of your shares increases. However, there is always a […]
How to Protect Yourself From 7 Common Financial Scams
According to the Federal Trade Commission (FTC), Americans lost $10 billion to scams and fraud in 2023. The median loss was $500 per victim. However, more than 100,000 people reported losing over $10,000. Financial scams no longer target just the elderly. Anyone can fall victim. And the tactics used are getting trickier every year, so […]
7 Tips to Help Your Teen Improve Their Financial Literacy
You worry about your teen in many ways. You worry about what they eat, what they wear, who their friends are, and how they do in school. But as they get older and become interested in getting a part-time job or deciding what career path to pursue post-high school, a new worry has likely entered […]
9 Major Common Life Events That Will Impact Your Finances
Life is unpredictable. And you won’t be able to plan for every financial surprise that hits you along the way. But, part of being financially responsible is preparing for what you can. Most people experience major life events that greatly affect their finances. Being aware of how these big life moments will impact your wallet—and […]
5 Tips for An Ethical and Sustainable Approach to Investing
Investing is all about making your money work for you so you can grow your contributions quickly and maximize your return. But money talks. And any time you use your money to purchase a product or invest in a company, you’re essentially supporting that organization. Therefore, there are certainly some ethical considerations when it comes […]
11 Investment Tips for Retirees
Retirement should be a time when you can sit back, relax and enjoy the fruits of decades of hard work. But in order to do that, careful financial planning is required. Retirees must rely on savings, pensions, and Social Security for income without a steady paycheck. Ensuring that investments provide steady returns while minimizing risks […]
Money Management Strategies for Gig Workers
As a gig economy worker, you enjoy the freedom to choose your projects, your schedule, and even your work location. You may love the independence of working for yourself and the greater control over your work-life balance. However, freelancing and contract work require that you take the responsibility of planning your finances seriously. You not […]
