Is Cutting Cable Still Worth It in 2025?
Inflation has continued to rise dramatically over the last few years, prompting many people to seek new ways to save. Previously, one of the most popular pieces of advice was to cut your cable. If you’re one of the millions of Americans who pay for video streaming services, you probably don’t need cable, too, right? […]
What to Know Before Hiring a Financial Advisor
When it comes to managing your money, the decisions you make today can have a lasting impact on your future. Whether you’re planning for retirement, navigating a major life event or simply looking to grow your wealth, hiring a financial advisor can be a smart move. However, not all advisors are created equal, and choosing […]
How to Build a Simple Three-Fund Portfolio for Beginners
Many people who want to start investing hold themselves back due to a lack of financial knowledge and uncertainty over navigating the complexities of investments. There’s no shortage of information out there giving advice on how to start and which stocks to choose, but combing through all of that information to choose the approach that […]
Roth IRA vs. Traditional IRA: What’s Best for Your Tax Strategy?
Planning for retirement can feel overwhelming, but selecting the right Individual Retirement Account (IRA) is a good place to start. Most people choose between two main options: a Roth IRA and a Traditional IRA. Both offer savings that support your long-term financial health, as well as significant tax advantages. A Traditional IRA provides a tax […]
How Much Should You Really Spend on Rent or a Mortgage?
Housing is likely the biggest expense in your monthly budget. Understanding your finances and determining the percentage of your income to allocate for rent or mortgage costs is essential for maintaining healthy finances. This guide will help you figure out how much you can afford. How Much Of My Income Should Go Towards Housing Costs? […]
What is Dollar Cost Averaging?
Does investing in an ever-changing and complex market cause you anxiety? You’re not alone. Many new investors struggle with the same concern: “What if I invest all my money right before the market drops?” This fear keeps countless potential investors on the sidelines, causing them to miss out on potential opportunities for growth. Enter dollar-cost […]
Your Financial Guide for Every Month in 2025
Every year, you promise this will be when you get your finances together. Well, let 2025 truly be that year. It can be hard to know where to start, but this 2025 financial calendar will keep you on track. Your 2025 Financial Calendar Here’s a blueprint of what financial tasks you should prioritize monthly to […]
Investment Strategies for Beginners
Increase your long-term financial stability by growing your wealth through investments. Investing in the stock market means you are actively purchasing shares in a public company. As a part-owner of that company, you see positive gains on your investment when it does well because the value of your shares increases. However, there is always a […]
How to Protect Yourself From 7 Common Financial Scams
According to the Federal Trade Commission (FTC), Americans lost $10 billion to scams and fraud in 2023. The median loss was $500 per victim. However, more than 100,000 people reported losing over $10,000. Financial scams no longer target just the elderly. Anyone can fall victim. And the tactics used are getting trickier every year, so […]
7 Tips to Help Your Teen Improve Their Financial Literacy
You worry about your teen in many ways. You worry about what they eat, what they wear, who their friends are, and how they do in school. But as they get older and become interested in getting a part-time job or deciding what career path to pursue post-high school, a new worry has likely entered […]
