How to Handle Debt Collectors Without Getting Overwhelmed
Dealing with debt collectors can be overwhelming, intimidating and emotionally exhausting, but you have rights and options. In the United States, federal laws, such as the Fair Debt Collection Practices Act (FDCPA), protect consumers from abusive or unfair debt collection tactics. By understanding these protections, planning your responses, and staying organized, you can handle debt […]
Planning for Long-Term Care Expenses
Long-term care (LTC) is a reality many people face as they age, yet few adequately prepare for its financial implications. While it isn’t always a pleasant situation to think about and can bring up a lot of emotions. Planning for LTC expenses is crucial to making sure you or your loved ones receive the necessary […]
Comprehensive Estate Planning Beyond Traditional Wills
Making arrangements for your finances and assets in the event of your incapacitation or death is an essential task to ensure that your estate is handled per your wishes. Preparing the necessary documents in advance gives you full control over the decision-making process and prevents the burden from falling on your loved ones. You may […]
15 Tips to Save Money on Homeowners Insurance
Meta: Don’t overpay for homeowners insurance. Learn how you can get better rates for this essential coverage. Homeowner’s insurance is an important protection that helps cover the cost of damages to your property or your liability for an accident on your property. While this coverage is essential, many homeowners overpay without realizing it. If you […]
Estate Planning Essentials
Estate planning is a critical process, but one that no one wants to talk about. Planning for your assets to be managed and distributed according to your wishes after passing is to make a horrible situation easier on your loved ones. It involves several key components, including wills, trusts, and powers of attorney. Understanding these […]
All About the Talcum Powder Ovarian Cancer Settlement
In 1894, Johnson & Johnson (J&J) started selling talcum powder, which quickly became one of its most popular products. At first, the company marketed the powder as a treatment for skin irritation. That changed in the early 1900s when J&J decided to promote it as a cosmetic and feminine hygiene product. Nearly 70 years later, […]
The Insulin Mass Tort Explained
The introduction of the insulin pump in the 1970s was one of the greatest advances in medicine. Previously, people with type 1 diabetes had to give themselves insulin injections multiple times daily. These injections were uncomfortable and sometimes caused redness, swelling and other side effects. Some people also struggled to administer insulin at just the […]
Roundup Weed Killer Mass Tort Lawsuit: Why You Should Know About It
Monsanto Chemical Works, better known as Monsanto, introduced Roundup in the 1970s. Initially, farmers used the chemical to kill pests on food crops. Unfortunately, the glyphosate-based herbicide caused extensive crop damage. Since then, people have been using Roundup to kill weeds, maintain their lawns and keep pests away from their gardens. Although Roundup and other […]
Lexington Law Reviewed
Good credit helps with everything from getting a mortgage to securing the lowest interest rates on credit cards and personal loans. Your credit history may even affect your chances of landing a job or finding the perfect apartment. If your credit reports have a few blemishes, you have several options, including working with a credit […]
Rideshare Assault Lawsuit Explained
Thousands of people use ridesharing apps instead of buying their own vehicles, making it easier to run errands, go to work and meet up with friends. Ridesharing is also an affordable alternative to renting a car or using other forms of transportation while you’re on vacation. Despite these benefits, ridesharing is fraught with risks, including […]
